Turning 50 is a major milestone. Halfway to the century mark, you’re more than halfway to retirement. It’s time to take stock of where you are in relation to your retirement goals. If you haven't been serious about planning for retirement up until now, that needs to change. An in-depth review of your current retirement savings is important to determine whether you're saving enough. If you're not, the good news is that you have time to make changes that can get you there. And we can help.

This is also the time to think about the issues you will face once you’re no longer working. There is a big difference between saving and spending. It is much more difficult to recover from financial mistakes as you become older and do not have time for investments to grow or recover from a downturn. Sadly, according to the Employee Benefit Research Institute, 1 out of 3 employees are not confident they will have enough for a comfortable retirement .* How about you?

This preretirement stage is an exciting time. But it can also seem complicated. We have not really scratched the surface on this page—with Social Security, Medicare, defined benefit pensions, 401(k)s, Indexed Life Insurance, Indexed Annuities and much, much more to consider. We can help you navigate this world; we live in this world every day. It's our specialty.

You may be at the peak of your career and totally enjoy the work you do; or you may be thinking about wrapping it up and transitioning to retirement. In either case, now is your chance to make sure you have everything in place. Our sole concern is for you to enjoy your retirement, because you deserve to after working so hard, for so long.

* 2019 Retirement Confidence Survey Summary Report, April 23, 2019- https://www.ebri.org/docs/default-source/rcs/2019-rcs/2019-rcs-short-report.pdf